Deductible: a specified amount of money that the insured must pay before an insurance company will pay a claim.

A deductible is something people typically do not have to worry about until an issue arises. Depending on choices made when the policy was written, your deductible can range anywhere from $500 dollars to multiple thousands.

When a tragedy strikes, it is important to find out what your deductible is BEFORE you submit a claim with your insurance. In many cases, if an issue is on the smaller end or caught quickly, the total amount to fix the problem could be under your deductible amount.

Knowing what this amount is and having a professional take a look before submitting a claim can help keep a claim off of your insured history, and help keep your rates low.

If you ever have any questions on if a job is worth submitting a claim or not, give the experts at SKY Restoration DKI a call. We would be happy to help walk you through the process and help you find the best option for your family.